JACKSON, Miss. (WTVA) — Mississippi has the third highest estimated percentage of uninsured motorists, according to a recent report by the Insurance Research Council.
In the Uninsured Motorists study, 23 percent of motorists in the Magnolia state are said to be driving uninsured. Mississippi's rate falls just under Oklahoma and Florida, which have an estimated percentage of 26 percent and 24 percent.
Nationwide, the number of uninsured motorists is decreasing. From 2003 to 2014, the national percent of drivers who were uninsured fell from 14.9 percent to 12.6 percent.
While the overall percentage decreases, the study also shows the nation's estimated total claim payments for the uninsured has increased 75 percent over the last 10 years.
In other words, insured drivers are having to pay the price for drivers who are uninsured.
“Responsible drivers who pay for insurance end up also paying for injuries caused by uninsured drivers,” said Elizabeth A. Sprinkel, CPCU, senior vice president of the IRC. “The declining trend in the percentage of uninsured motorists is a positive development for consumers; however, the heightened levels of uninsured motorists and the rising claim payments involved still remain a concern for insured drivers, insurers and policymakers.”
The IRC estimates 29.7 million motorists are driving uninsured in the nation.